Why do more than three in five people aged 45 ─ 54 not have a will?

Many of these people have worked hard over many years to own properties, savings, pensions and other assets. Why on earth would you not make a will? One big reason is what we’d call The Great Inheritance Misconception.

If you’re married or in a civil partnership, surely when you die your assets will automatically go to your other half?  That might sound like common sense, but it’s just not true.


Don’t let a dangerous assumption rob your loved ones of their inheritance

Die without a will and the rather coldly-named laws of intestacy will apply. And what the law decides may not be what you actually want.


For example, let’s say a wife dies leaving behind a husband and children…

The husband eventually remarries and his new partner has children from a previous relationship.

The first wife would probably have wanted at least her share of the joint assets to go to her children when her husband dies.

But, without a will, the law may well decide differently. That may not sound fair, but it’s the law. 

With the protection of a properly written will, any risk of the wrong people benefiting from your hard-earned assets will be taken away.


It takes an expert to write your will properly

You’ve probably seen the ‘write your own will’ kits on sale. For some people with the very simplest of wishes, these may be appropriate.

However, those of us born in the decades after the war have seen an unprecedented growth in personal wealth, especially in property. For many, ownership and the passing on of assets is seldom simple.


A well-written will can protect loved ones years after you’re gone

It may be difficult to contemplate, but your loved one may find themselves in care in their later years. A correctly written will can reduce the impact of care home fees on their remaining assets, so that when that loved one passes away, more of your assets remain for your chosen beneficiaries in the next generations.


Of course these sad future events are hard to think about while you’re enjoying life

But look at the people around you, and imagine their hardship if your assets end up in other hands as a result of your inaction?  Isn’t that even harder to contemplate?


Book your free
initial chat today.


And start to feel sure about tomorrow.
Call Andy Pearson

07967 426546

or click here to arrange a time for me
to contact you


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Dynamic Estate Planning Ltd

is an Affiliate of the Society of Will Writers and its Managing Director, Andrew Pearson is a Full member of the Society of Trust and Estate Practitioners. Andrew holds the STEP Diploma in Will Preparation - England and Wales

Dynamic Estate Planning Limited

16 Dimple Park Egerton Bolton BL7 9QE